For Advisors
A trusted second look for clients who don't fit the bank box.
Prime Lever works alongside bankers, SBA lenders, CPAs, CFOs, and business advisors to evaluate financing situations that fall outside conventional lending parameters.
When to Call
Situations, not products.
These are the moments an advisor usually reaches out. None of them require a decision about financing before we talk.
- The bank likes the business, but the request falls outside credit policy.
- An SBA transaction can't move forward in its current form.
- Growth has outpaced conventional borrowing capacity.
- Receivables or business assets support more capital than cash-flow underwriting allows.
- Existing short-duration debt is consuming too much monthly liquidity.
- The company needs capital faster than a conventional process permits.
- An acquisition or ownership transition doesn't fit a standardized program.
- The business is sound, but the financing situation is unusually complex.
Complementary by design
You keep the banking relationship. We solve the financing gap.
Prime Lever doesn't exist to displace a client's primary bank. When conventional bank or SBA financing is appropriate, that is usually the right destination.
Our role is the situation in between: capital that sits outside conventional parameters today, structured so the business can strengthen its position and, where appropriate, return to conventional financing later.
Referral Protection
How we operate around your relationship.
These are our operating principles, stated plainly. They are commitments about conduct, not legal guarantees.
The relationship stays yours
We're brought in for a defined capital question and we stay inside it.
Confidentiality
Client financials are handled quietly and shared only with sources relevant to the mandate.
No unrelated solicitation
We don't market unrelated services to a client you introduced.
Transparent communication
You hear what we're seeing and what we're recommending, in plain terms.
Status updates where authorized
With the client's permission, you stay informed through closing.
Return-to-bank philosophy
When conventional financing becomes appropriate again, that's where the business should go.
Who We Work Alongside
Advisors who already hold the trust.
Commercial Bankers
When a good client falls outside the credit box.
- The relationship stays with you
- Interim structures while the file is repaired
- A path back to bankability
SBA Lenders
When the business isn't SBA-ready yet.
- Bridge and interim capital
- Balance-sheet cleanup ahead of a future application
- Returned to you when it fits
CPAs
When a client's capital structure is becoming a financial constraint.
- Debt structure review
- Refinance analysis
- Working-capital assessment
Fractional CFOs
When the financial strategy is clear but the capital still needs to be sourced and structured.
- Market approach
- Structure comparison
- Diligence management
Business Brokers & M&A Advisors
When financing complexity threatens an otherwise viable transaction.
- Buyer financeability
- Debt capacity views
- Seller-note structuring
Consultants & Attorneys
When a client's plan or transaction depends on capital that hasn't been arranged.
- Feasibility reads
- Transaction timelines
- Capital planning support
For Advisors
Have a client situation worth discussing?
We're glad to review a situation informally before anything becomes a referral. If the answer is that no new capital is needed, we'll tell you that too.